MOCA Cards for Business

MOCA business cards

MOCA provides three categories of cards for business - a debit card, stored value cards, and a gift card. All MOCA Cards can be either virtual or physical.

All MOCA Cards come with real-time transaction alerts, an extensive set of card controls, and the ability to turn your card on and off on demand. MOCA Cards also let you set spending limits by transaction, day, week, and month, set geographic restrictions, and block merchant categories. In addition, you can lock any MOCA Card down to a single merchant for online transactions, among other things. All MOCA Cards can also be controlled and monitored through your phone with MOCA Mobile or your computer with our desktop app.

The MOCA Premier, Purchase, and Prestige Payroll Cards also feature an encrypted EMV chip, are contactless, and are compatible with all the popular digital wallets, such as Apple Pay, Google Pay, Samsung Pay, LG Pay, Garmin Pay, and Fitbit Pay.


MOCA Premier Business Card

A MOCA Premier Business Card is MOCA’s primary card for business, and it is linked to your business checking account. MOCA Premier Business Cards can be used in stores, online, in a digital wallet, or to get cash from an ATM or cash back at a merchant terminal just like any other debit card.


MOCA Purchase Card

A MOCA Purchase Card is for departments or employees, such as salespeople, to be used for company expenses in lieu of expense reimbursements. It is a reloadable prepaid card that allows the business to monitor transactions in real-time and even control when, where, and how the card is used. Load an employee’s or department’s monthly expense budget on the card and stop worrying about end-of-month expense surprises. Photos of receipts and other documents can also be attached to transactions, which post in your MOCA Statement, and a business can block, cancel, or recall the funds on a MOCA Purchase Card at any time.

MOCA Prestige Payroll Card

A MOCA Prestige Payroll Card is made for paying wages to employees and contractors - eliminating the need for checks. MOCA Prestige Cards can be used anywhere Visa is accepted and can be used by your employees in stores, online, in a digital wallet, or to get cash from an ATM or cash back at a merchant terminal. More convenient for you and better for your employees. A win-win.


MOCA Appreciation Card

A MOCA Appreciation Card is MOCA’s business version of a gift card. Like all MOCA Cards, MOCA Appreciation Cards can be virtual or plastic. You may want to use MOCA Appreciation Cards for special occasions or achievements. Recipients can use these cards anywhere Visa is accepted but can’t use them to get cash from an ATM or cash back at a merchant terminal. Like all gift cards, a MOCA Appreciation Card has a maximum value of $1000.