MOCA business cards

MOCA provides 5 kinds of cards for business: a MOCA Premier Business Prepaid Card, a MOCA Purchase Card, a MOCA Payroll Debit Card, a MOCA Cash Debit Card, and a MOCA Appreciation (Gift) Card. All MOCA Cards can be either virtual or physical.

All MOCA Cards come with real-time transaction alerts, an extensive set of card controls, and the ability to turn your card on and off on demand. MOCA Cards also let you set spending limits by transaction, day, week, and month, set geographic restrictions, and block merchant categories. In addition, you can lock any MOCA Card down to a single merchant for online transactions, among other things. All MOCA Cards can also be controlled and monitored through your phone with MOCA Mobile or your computer with our desktop app.

MOCA Premier Business Prepaid, Purchase, Payroll Debit, and Cash Debit Cards also feature an encrypted EMV chip, are contactless, and are compatible with all the popular digital wallets - Apple Pay, Google Pay, Samsung Pay, LG Pay, Garmin Pay, and Fitbit Pay.

MOCA Premier Business Prepaid Card

A MOCA Premier Business Prepaid Card is MOCA’s primary card for business and takes the place of your company debit card. MOCA Premier Business Prepaid Cards are linked to your business checking account and automatically top off funds as needed to fund transactions. MOCA Premier Business Prepaid Cards can also be used in stores, online, in a digital wallet, or to get cash from an ATM or cashback at a merchant terminal.

MOCA Purchase Card

A MOCA Purchase Card is for departments or employees, such as salespeople, to be used in lieu of expense reimbursements. It is a reloadable prepaid card that allows the business to monitor transactions in real-time and even control when, where, and how the card is used. Load an employee’s or department’s monthly expense budget on the card and stop worrying about end-of-month expense surprises. Photos of receipts and other documents can also be attached to transactions, which post in your MOCA Statement, and a business can block, cancel, or recall the funds on a MOCA Purchase Card at any time.

MOCA Payroll Debit Card

A MOCA Payroll Debit Card is made for paying wages to employees and contractors - eliminating the need for checks. MOCA Payroll Debit Cards can be used anywhere Visa is accepted and can be used by your employees in stores, online, in a digital wallet, or to get cash from an ATM or cashback at a merchant terminal. More convenient for you and better for your employees. A win-win.

MOCA Cash Debit Card

A business doesn’t create and issue a MOCA Cash Debit Card to someone directly. Instead, when a business sends money through MOCA’s real-time MocaMoney, the payee can elect to receive the funds on a virtual or physical MOCA Cash Debit Card. It takes the place of checks or cash. It is a reloadable prepaid card, but unlike the MOCA Purchase Card, the business cannot monitor transactions or control when, where, or how the card is used. The recipient can use their MOCA Cash Debit Card in stores, online, in a digital wallet, or to get cash from an ATM or cash back at a merchant terminal and can reload the card if desired. Make cash and checks a thing of the past. Use MocaMoney to send the payment and let the payee choose a MOCA Cash Debit Card instead.

MOCA Appreciation Card

A MOCA Appreciation Card is MOCA’s business version of a gift card. Like all MOCA Cards, MOCA Appreciation Cards can be virtual or plastic. You may want to use MOCA Appreciation Cards for special occasions or achievements. Recipients can use these cards anywhere Visa is accepted but can’t use them to get cash from an ATM or cash back at a merchant terminal. Like all gift cards, a MOCA Appreciation Card has a maximum value of $1000.