MOCA Cards for People
MOCA has three categories of cards for people – a debit card, stored value cards, and a gift card. All MOCA Cards come with an extensive set of card controls, the ability to turn your card on and off, and of course, real-time transaction alerts. MOCA Cards also let you set spending limits by transaction, day, week, and month, set geographic restrictions, and block merchant categories. In addition, you can lock any MOCA Card down to a single merchant for online transactions, among other things. All MOCA Cards can also be controlled and monitored through your phone or your computer.
MOCA Prime, Cash, and Sentinel Cards also feature an encrypted EMV chip, are contactless, and are compatible with all the popular digital wallets - Apple Pay, Google Pay, Samsung Pay, LG Pay, Garmin Pay, and Fitbit Pay.
MOCA Prime Card
A MOCA Prime Card is your primary card, and it is linked to your checking account. You can use it in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant, just like any other debit card.
MOCA Cash Card
A MOCA Cash Card is a reloadable prepaid card. You can issue one to yourself and someone who receives money through MocaMoney can also choose to get one. Like other prepaid cards, it has a balance that cannot be exceeded, but you can add money to it whenever you like from your MOCA Prime account or another MOCA Card. MOCA Cash Cards can also be used in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant.
MOCA Sentinel Card
A MOCA Sentinel Card is simply a MOCA Cash Card that you issue to someone with the ability to monitor transactions in real-time as well as implement card controls, such as transaction, daily, weekly, or monthly spending limits, daily card curfews, and blocking certain merchant categories, among other things. You can also block, cancel, or recall the money on the card at any time. Perfect for minors in your household or elderly parents! As an added bonus, it is a safe, stress-free way to teach your children how to be responsible with money. The Sentinel Card is a prepaid card so it has a balance that cannot be exceeded, but you can add money to it on demand from your Prime account or another MOCA Card whenever you like. MOCA Sentinel Cards can also be used in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant. Just so you know, the cardholder will know their transactions are being monitored.
MOCA Gift Card
A MOCA Gift Card is a standard gift card. It can be used anywhere Visa is accepted, including online, but you cannot get cash back from a merchant or cash at an ATM. MOCA Gift Cards have a $1,000 limit.