MOCA Cards

All MOCA Cards come with an extensive set of card controls, the ability to turn your card on and off, and of course, real-time transaction alerts. MOCA Cards also let you set spending limits by transaction, day, week, and month, set geographic restrictions, and block merchant categories. In addition, you can lock any MOCA Card down to a single merchant for online transactions, among other things. All MOCA Cards can also be controlled and monitored through your phone or your computer.

MOCA Prime Debit, Cash Debit, and Sentinel Debit Cards also feature an encrypted EMV chip, are contactless, and are compatible with all the popular digital wallets - Apple Pay, Google Pay, Samsung Pay, LG Pay, Garmin Pay, and Fitbit Pay.

MOCA Prime Debit Card

A MOCA Prime Debit Card is your primary card, and it is linked to your checking account. You can use it in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant, just like any other debit card.

MOCA Cash Debit Card

A MOCA Cash Debit Card is a reloadable prepaid card. You can issue one to yourself and someone who receives money through MocaMoney can also choose to get one. Like other prepaid cards, it has a balance that cannot be exceeded, but you can add money to it whenever you like from your MOCA Prime account or another MOCA Card. MOCA Cash Debit Cards can also be used in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant.

MOCA Sentinel Debit Card

A MOCA Sentinel Debit Card is simply a MOCA Cash Debit Card that you issue to someone with the ability to monitor transactions in real-time as well as implement card controls, such as transaction, daily, weekly, or monthly spending limits, daily card curfews, and blocking certain merchant categories, among other things. You can also block, cancel, or recall the money on the card at any time. Perfect for minors in your household or elderly parents! As an added bonus, it is a safe, stress-free way to teach your children how to be responsible with money. The Sentinel Card is a prepaid card so it has a balance that cannot be exceeded, but you can add money to it on demand from your Prime account whenever you like. MOCA Sentinel Debit Cards can also be used in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant. Just so you know, the cardholder will know their transactions are being monitored.

MOCA Gift Card

A MOCA Gift Card is a standard gift card. It can be used anywhere Visa is accepted, including online, but you cannot get cash back from a merchant or cash at an ATM. MOCA Gift Cards have a $1,000 limit.

MOCA Elite Card

A MOCA Elite Card is similar to a Prime Debit Card but it is linked to your line of credit instead of your checking account. It is an access device for your line of credit, and it automatically tops off funds as needed to fund transactions. MOCA Elite Cards can also be used in stores, online, in a digital wallet, or to get cash from an ATM or cash back at a merchant terminal.

MOCA Heritage Card

A MOCA Heritage Card is a card that you issue to someone that is linked to your line of credit but also allows you to set daily, weekly, or monthly spending limits. In addition, you can monitor transactions in real-time as well as implement card controls, such as transaction limits, daily card curfews, and blocking certain merchant categories, among other things. You can also block or cancel the card at any time. Perfect for minors in your household or elderly parents! MOCA Heritage Cards can also be used in stores, online, with a digital wallet, and to get cash from an ATM or cash back at a merchant. Just so you know, the cardholder will know their transactions are being monitored.