Articles

By Kelly Payne, Chief Marketing Officer at MOCA (Reprinted with permission from The Credit Union Times. Original article published on March 21, 2022 and can be viewed here.) Some of the biggest players in financial services are eliminating overdraft fees. Bank of America and Wells Fargo are just a few of the big names either…

By Kelly Payne, Chief Marketing Officer at MOCA (Reprinted with permission from The Banking Exchange. Original article published on February 17, 2022 and can be viewed here.) Generation Z has become the center of much attention and discussion among banking leaders. Gen Z is getting older, and these young people are getting more involved in…

Kelly Payne, Chief Marketing Officer at MOCA (Reprinted with permission from BAI. Original article published on February 14, 2022 and can be viewed here.) In 2020, debit-card spending outpaced credit-card spending for the first time in 16 years. How can financial institutions keep that momentum going? For more than a decade, credit-card spending dominated the…

By Kelly Payne, Chief Marketing Officer at MOCA (Reprinted with permission from Credit Union Times. Original article published on November 1, 2021 and can be viewed here.) Even if your credit union’s card program doesn’t appear to be broken, it may be time to fix it. It is easy to think that if something is…

Gregg Bennett, EVP, Horizon Bank (Reprinted with permission from Payments Journal. Original article published on September 24, 2021 and can be viewed here.) It has been said that financial institutions are losing market share one transaction at a time. Every time an individual swipes a credit card not from their bank or credit union or…

By: Kelly Payne (Reprinted with permission from BankDirector.com. Original article published on September 24, 2021 and can be viewed here.) The Covid-19 pandemic spotlighted contactless payments. To stay competitive with the future of payments, community banks must offer multifaceted options, like virtual cards, P2P payments and digital wallets. But building a digital and contactless payments…

By Kelly Payne (Reprinted with permission from Business Bank News. Original article published on September 14, 2021 and can be viewed here.) Low interest rates mean financial institutions need new revenue sources. Luckily, cards and payments are a fast-growing revenue opportunity for banks today. For instance, according to a 2021 Pulse Debit Issuer Study, in…

By: Justin Sayers – Staff Writer, Austin Business Journal (Reprinted with permission from Austin Business Journal. Original article published on August 24, 2021 and can be viewed here.) Update: Moca Ventures Nebraska LLC on Aug. 24 received unanimous approval from the Bastrop City Council for the incentives agreement, with city staff noting that the project could…

by Colleen DeGuzman, adeguzman@statesman.com (Reprinted with permission from Austin American-Statesman. Original article published on August 24, 2021 and can be viewed here.) An Austin-based financial technology company is seeking to plant its headquarters in the Bastrop Business and Industrial Park, and potentially bring hundreds jobs to the city over several years. The Bastrop Economic Development…

By Kelly Payne, Chief Marketing Officer at MOCA (Reprinted with permission from The Financial Brand. Original article published on June 25, 2021 and can be viewed here.) Debit card programs – and interchange revenue – are under tremendous pressure. Venmo, PayPal, and the Cash App, among others, are siphoning off usage from traditional financial institutions…