Horizon Bank Prepares to Roll Out MOCA’s Digital-First Next-Generation Card-Based Payment Platform

-Bank provides users with an advanced suite of payment solutions including virtual cards,
real-time P2P payments, browser-based online payment assistant and purpose-driven cards-


AUSTIN, TEXAS, MAY 25, 2021, (Reprinted from Business Wire) – MOCA, a digital first next-generation card-based payment platform provider, announced that Horizon Bank ($1.7 billion in assets), the largest community bank in Austin, Texas, will soon offer MOCA’s advanced card-based payment solutions to its customers after conducting an extensive pilot.

To better compete against megabanks and challenger banks, Horizon Bank wanted to focus on technology that provided its customers with native mobile payments services and the ability to create purpose-driven cards. The bank selected MOCA because the company provided an integrated, turnkey platform for enhancing the user experience, driving additional revenue, and providing the ability to quickly launch new card products, including self-issued virtual cards.

“Today’s consumer expects instant gratification and MOCA gives us the ability to let a customer open a card and self-issue a virtual version of the card that can be used immediately – all through our digital banking channel,” said Gregg Bennett, EVP of Horizon Bank. “This will result in higher adoption rates and increased card volume, which will drive interchange revenue in addition to enhancing the customer experience.”

MOCA provides a digital-first, next-generation, card-based payment platform that gives cardholders real-time transaction alerts and advanced controls, including the ability to turn cards on and off, the ability to self-issue single use card numbers on demand and reload or recall funds. With MOCA, end-users – both businesses and consumers – can issue their own virtual cards on demand and be up and running in a matter of seconds. Additional real-time P2P payment options and purpose-driven cards give end-users even greater flexibility with how they use their money. MOCA’s Visa-branded cards are contactless and compatible with the popular digital wallets.

The MOCA platform also gives financial institutions opportunities to provide additional value to cardholders through loyalty programs and to cross-sell with native communications on the platform.

“At MOCA, we believe in enabling banks to create card programs that fulfill their customers’ purpose. These purpose-driven cards – cards for kids, caregivers, elderly parents, business purchase cards, branded gift cards – make it easy for banks like Horizon Bank to create a superior cardholder experience and boost revenue,” said John Burns, CEO of MOCA. “We look forward to growing their card program as the bank continues its impressive growth.”


About Horizon Bank
Horizon’s charter dates back to 1905, giving the bank over a century of experience serving Central Texas customers. Horizon prides itself on creating lifelong customer relationships and business partnerships. In addition to servicing locations throughout Austin, Horizon also operates three additional branches in Cedar Park, Salado and Holland. For more information, please visit horizon.bank.

About MOCA   
MOCA, headquartered in Bastrop, Texas is a fintech company founded and managed by community financial institution and payment industry veterans. With well over 100 years of industry experience, MOCA’s principals have been providing cutting edge financial products to community banks and credit unions for decades. Our Why is simple: We believe people shouldn’t have to choose between the personal, localized service a community financial institution can offer and best-of breed financial products. We believe you can have both. For more information, please visit mocapay.com.

Media Contact:
Gracie Gay
William Mills Agency

Kelly Payne
Chief Marketing Officer